Egypt is taking new steps to attract foreign buyers and expand real estate exports by introducing title deed insurance documents, a mechanism designed to reduce ownership risk and enhance investor confidence, according to the Financial Regulatory Authority.
Mohamed Farid, chairman of the FRA, said the new ownership deed document will allow real estate developers to incorporate insured proof of ownership into their investment offerings, protecting buyers against unforeseen legal disputes over property titles. The initiative is intended to address one of the most persistent concerns among foreign investors: uncertainty around property registration and ownership enforcement.
Farid explained that the regulator studied international markets to identify tools that provide reassurance to both domestic and foreign investors, particularly in markets like Egypt where property purchases are often made over extended instalment periods and final delivery can occur years after initial payment. Foreign buyers, he noted, frequently question whether properties are officially registered in public records, as many developments are recorded primarily in developers’ internal registries.
Under the proposed framework, insurance companies would compensate buyers in the event of a later ownership dispute resulting in loss of the property, provided contractual terms are met. One insurance company is already in the process of activating and marketing the product to developers seeking to offer enhanced guarantees to non-Egyptian buyers. Crucially, the FRA confirmed that the insurance can apply not only to properties registered with the real estate registry, but also to unregistered units, provided insurers conduct thorough due diligence on land allocation and ownership documentation.
The move comes amid rapid growth in Egypt’s property exports. In October, Tarek Shoukry, head of the economic committee in parliament and chairman of the Real Estate Development Chamber at the Federation of Egyptian Industries, said overseas sales of Egyptian property are expected to reach $1.5bn by the end of 2025, up from about $500mn in 2024, marking a 200% increase. The surge has coincided with intensified coordination between the government and private developers, including high-level meetings chaired by Mostafa Madbouly to advance the real estate export agenda.
Separately, the FRA has reinforced corporate governance and market transparency by requiring all companies under its supervision to comply with mandatory central securities depository registration by 31 March 2026. The measure, based on amendments to Egypt’s companies law, obliges firms to register their shares with Misr for Central Clearing, Depository and Registry, a step regulators say will strengthen investor protection and align Egypt’s financial markets more closely with international standards.
Together, the initiatives reflect a broader regulatory push to modernise Egypt’s investment framework, improve legal certainty, and position real estate as a more exportable and globally competitive asset class.
